Property Insurance Claims


Fort Myers Property Insurance Claims Attorney

Having the protection that an insurance policy offers is meant to bring you peace of mind in a world as unpredictable as ours today. However, when it actually comes time to use your insurance, things suddenly get confusing and messy, and that peace of mind inevitably fades. This is especially true for Florida residents, as we have some of the highest homeowner insurance premiums in the United States. The reason our premiums are double the national average likely has to do with the extreme weather conditions that Florida is accustomed to, such as hurricanes, flooding, and lightning strikes for example.

Regardless of why we tend to pay more than other states in insurance, we do it for the same reasons. We want to be protected in the event that something out of our control happens. Whether that be a tropical storm, a hurricane, a flood, a fire, or anything of the like, insurance policies are intended to cover the repairs for the damage and losses that result. Unfortunately, when it comes time to file a claim, policyholders are often met with unnecessary obstacles and unreasonable requests from their providers. At  McIntyre & Bermudez, PLLC, our goal is to make sure that insurance companies don’t try to cut you short on your claim. For more information or to speak with our experienced Fort Myers insurance claims attorney directly, give us a call at 239.935.8426 today!

Common Property Insurance Claims in Florida

People typically purchase insurance with the specific threat of their region in mind. For example, residents of California might specifically seek to file fire damage insurance claims, while Texans might want to include tornado damage claims on their policies. Here in Florida, our region’s biggest threat tends to be hurricanes. Due to this, many Florida property owners have policies that include hurricane damage insurance claims to cover the damage that may result from these massive storms. Take Hurricane Ian, for example.
However, hurricanes aren’t the only threat to a person’s property. There is a long list of things that could go wrong that might require a property insurance claim. Here are some of the more common claims we have seen:

  • Flood damage
  • Lightning strikes
  • Mold damage
  • Property damage from falling objects
  • Wind and hail damage
  • Vandalism
  • Theft
  • Electrical current damage
  • Fire or smoke damage
  • Premises liability insurance
  • Water damage not related to the weather (i.e., plumbing, water heater, etc.)
  • Sinkhole damage
  • Roof, window, or exterior damage

Avoid Bad Faith Insurance Tactics

It is only reasonable to assume that your insurance provider will come to your aid and pay your claims when you need them most, right? After all, that’s what you pay them all that money for! Unfortunately, you may be mistaken in this assumption. Though insurance companies collect upwards of tens of billions of dollars in homeowner premiums each year, they can sometimes employ tactics that delay your claims for months, or even years.
It is all too common for insurance providers to use tactics in order to pay out as little as possible or even deny the claim outright. Some of these tactics include unreasonable delays, incomplete investigations, and even fraud. In these cases, it’s important to know what to do if your insurance claim is denied

This is why it is so critical for homeowners and business owners in Florida that receive boilerplate denials or partial payments for their property damage claim to contact a lawyer as soon as possible. At McIntyre & Bermudez, PLLC, our experienced team knows what it takes to maneuver these bad faith tactics and help you retain the financial recovery that is rightfully yours.

Experienced Property Insurance Claim Attorneys You Can Trust

When you live in Florida, hurricanes and other natural disasters can happen at any time. This is exactly why insurance exists—to protect our community from the fallout of costly damage that comes after a disaster. But if insurance companies aren’t willing to pay you for your losses, just how protected can you really be?

That’s when the experience of a skilled property insurance lawyer comes in. At McIntyre & Bermudez, PLLC, we have the knowledge and skill it takes to handle a wide variety of property damage claims, from storm damage claims to theft insurance claims. While doing so, we provide our clients with an unparalleled level of service, personal attention, and dedication to their cases. From the initial filing of a claim to fighting for fair coverage in a courtroom, to even pursuing a bad faith claim against your insurance company, we’ve got you covered.

Get Help With Your Insurance Claim

Sometimes insurance companies will cut corners in order to save money. It can be difficult for the average person to fight back against a company with deep pockets and a huge team of lawyers on retainer. You need an attorney who knows what they’re doing when it comes time to file your claim or dispute a denial. An experienced property insurance claims attorney at McIntyre & Bermudez, PLLC can do just that.

If you need help with your property insurance claim, you need the Fort Myers attorneys at McIntyre & Bermudez, PLLC today. We provide consultations, so please don’t hesitate to call our Florida office at 239.935.8426 or fill out our online intake form to schedule your consultation today.